mMoney is a Barbados-founded digital payment App that facilitates the buying and selling of goods and services at over 600 merchants islandwide.
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To sign up, an email address is required. You’ll also need a mobile phone or similar device to access your wallet on the go.
You’ll need an email address and a mobile phone or similar device to access your Wallet on the go.
You’ll need an email address, a selfie, a pic of your National ID card for this access and a mobile phone or similar device to access your Wallet on the go.
Account verification allows us to meet our Know-Your-Customer (KYC) obligations and ensure the integrity of the entire platform. By getting to know you, we can serve you better.
It can take up to two business days for the review to be completed (from the point of your upload).
You can sign up at www.mmoneybb.com or via the app which you can grab on the Apple App Store or Google Play Store.
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It’s free! There’s no cost to signing up.
Yes you can! Sign up for mMoney Merchant via www.mmoneybb.com/merchant. You’ll be required to register and verify your business with ID, proof of address and letter of incorporation. Reach out to our office for more details.
Visit one of our designated Tellers. (See our in-app map for the locations of all Merchants and Tellers). Sign in and tap “Request” to display your Wallet’s QR code. Have your phone and cash ready, then show your QR code to the on-site agent or vendor who will scan it to instantly fund your Wallet.
We’re working on more convenient ways to fund your Wallet. For now it’s cash only.
We’ve got convenient locations island-wide for you to fund your Wallet. Check out the in-app list of Tellers.
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There are over 600 participating stores and services across Barbados: from fine dining, to gas stations. Check out our Where To Use page for some ideas.
There are no transaction fees for users!
Once your monthly limit is reached, you’ll need to wait for your month to end and for the limit to reset. This is a rolling month, not a calendar month.
You start off with a limit of $500 BBD per month for an unverified account. To increase it to $20,000 BBD, you can upload proof of address, ID and a selfie via the app or website.
No, so choose wisely! Your email address is your unique account identifier.
Your customer Wallet cannot be converted to a Merchant Wallet or vice versa. You’ll need to create two separate accounts if you need one for your business.
Yes. The same address can be used to create both. However, they will not be connected.
Not yet! Right now, we’re focusing on the in-store shopping experience, but stay tuned for news on new features.
mMoney is exclusive to Barbados at this time. We’re working with the relevant bodies to bring the service to more territories in the future. Stay connected with our website and social media pages for news and announcements.
mMoney was built for Barbados. We’re starting on home turf first. While it won’t stop working if you travel, there are currently no cash-out points or mMoney Merchants beyond our shores (yet).
Yes, you can invite others to download the mMoney app. Go to settings, click “Invite friends”, then share via Whatsapp, Facebook, Instagram or email. mMoney periodically offers exclusive promotions for Wallet users with a high number of referrals.
2FA, PIN locking and fingerprint locking are the industry-standard features we use to keep your wallet secure. You can rest easy knowing you’ve got full control.
We’ve got you covered. With the latest security features, mMoney provides peace of mind to ensure your funds are always safe.
USDC (USD Coin) is a type of cryptocurrency called a stablecoin. It's designed to always be worth 1 USDC ≈ 1 USD. Because of its stability, USDC is often used for fast and low-cost digital payments, including sending and receiving money across borders (remittances).
A crypto wallet lets you receive, store, send, and convert cryptocurrencies. In this app, your wallet supports USDC on the Solana and Binance Smart Chain (BSC) networks.
Your wallet works with:
Make sure to choose the correct network when receiving or sending funds.
Yes! After receiving USDC, you can swap it to dBBD directly in the app. The swapped amount will be added to your regular mMoney Digital Barbados Dollar balance.
To receive USDC:
✅ Tip: Always double-check that the sender uses the same network you selected.
Yes. Friends or family abroad can send you USDC, and you can easily swap it to dBBD in the app for local use.
USDC is fast, reliable, and low-cost. Unlike traditional remittance services, it allows:
Tell them:
You can copy your address or use the QR code from the app
No. There is no fee to receive USDC. However, swapping USDC or sending it out may involve a small network (gas) fee.
Be careful. You should never pay a fee upfront to receive a remittance. This is a common scam tactic so please contact support if unsure.
Tap on the USDC wallet in the Accounts page to see:
Your wallet is linked to your mMoney account. Use the "forgot password" recovery option on the login screen or contact support to restore access.
Sometimes. Small network fees (called "gas") may apply when:
These fees will automatically be included into the transaction amounts before you complete a transaction, so you will have the opportunity to review final amounts before confirming the transaction.
Yes. Friends or family abroad can send you USDC, and you can easily swap it to dBBD in the app for local use.
USDC is fast, reliable, and low-cost. Unlike traditional remittance services, it allows:
Tell them:
You can copy your address or use the QR code from the app
No. There is no fee to receive USDC. However, swapping USDC or sending it out may involve a small network (gas) fee.
Be careful. You should never pay a fee upfront to receive a remittance. This is a common scam tactic so please contact support if unsure.
Your wallet and keys are securely managed by mMoney. You don't need to remember any wallet phrases or secret codes.
Stay safe by watching out for:
No. Your public wallet address is safe to share. Just never share your app login or password.
Yes, when used through trusted apps and services. But remember: crypto transactions are irreversible, so always double-check before sending.
Every crypto network (Solana or BSC) has different rules. Choosing the correct one:
🟡 Always confirm the sender's network before receiving USDC.
If USDC is sent using an unsupported network, the funds may be lost permanently. Make sure you and the sender select the same network.
Right now, the wallet only supports USDC. We may support more assets in the future.
Tap on the USDC wallet in the Accounts page to see:
Your wallet is linked to your mMoney account. Use the "forgot password" recovery option on the login screen or contact support to restore access.
Sometimes. Small network fees (called "gas") may apply when:
These fees will automatically be included into the transaction amounts before you complete a transaction, so you will have the opportunity to review final amounts before confirming the transaction.
Tap on the USDC wallet in the Accounts page to see:
Your wallet is linked to your mMoney account. Use the "forgot password" recovery option on the login screen or contact support to restore access.
Sometimes. Small network fees (called "gas") may apply when:
These fees will automatically be included into the transaction amounts before you complete a transaction, so you will have the opportunity to review final amounts before confirming the transaction.
Manage it all on the go with the mMoney Wallet app. Available on
