Call Support: +1 (246) 537-0087

Frequently Asked Questions

Signing Up

  • What Is mMoney?

    mMoney is a Barbados-founded digital payment App that facilitates the buying and selling of goods and services at over 600 merchants islandwide.

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  • What do I need to sign up?

    To sign up, an email address is required. You’ll also need a mobile phone or similar device to access your wallet on the go.

    Wallet - Level 1

    You’ll need an email address and a mobile phone or similar device to access your Wallet on the go.

    Wallet - Level 2

    You’ll need an email address, a selfie, a pic of your National ID card for this access and a mobile phone or similar device to access your Wallet on the go.

    • What is account verification?

      Account verification allows us to meet our Know-Your-Customer (KYC) obligations and ensure the integrity of the entire platform. By getting to know you, we can serve you better.

    • How long does it take to process my application?

      It can take up to two business days for the review to be completed (from the point of your upload).

  • Where do I sign up?

    You can sign up at www.mmoneybb.com or via the app which you can grab on the Apple App Store or Google Play Store.

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  • How much does it cost to sign up?

    It’s free! There’s no cost to signing up.

  • Can I have an account for my business?

    Yes you can! Sign up for mMoney Merchant via www.mmoneybb.com/merchant. You’ll be required to register and verify your business with ID, proof of address and letter of incorporation. Reach out to our office for more details.

Using Your Wallet

  • How do I fund my mMoney Wallet?

    Visit one of our designated Tellers. (See our in-app map for the locations of all Merchants and Tellers). Sign in and tap “Request” to display your Wallet’s QR code. Have your phone and cash ready, then show your QR code to the on-site agent or vendor who will scan it to instantly fund your Wallet.

    • Can I use a credit card/bank transfer?

      We’re working on more convenient ways to fund your Wallet. For now it’s cash only.

    • Where are your tellers?

      We’ve got convenient locations island-wide for you to fund your Wallet. Check out the in-app list of Tellers.

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  • Where can I use my mMoney Wallet?

    There are over 600 participating stores and services across Barbados: from fine dining, to gas stations. Check out our Where To Use page for some ideas.

  • What are mMoney’s fees?

    There are no transaction fees for users!

  • What happens when I reach my monthly limit?

    Once your monthly limit is reached, you’ll need to wait for your month to end and for the limit to reset. This is a rolling month, not a calendar month.

  • How do I increase my limit?

    You start off with a limit of $500 BBD per month for an unverified account. To increase it to $20,000 BBD, you can upload proof of address, ID and a selfie via the app or website.

  • Can I change my email address?

    No, so choose wisely! Your email address is your unique account identifier.

  • Can I convert my customer wallet, to a merchant wallet?

    Your customer Wallet cannot be converted to a Merchant Wallet or vice versa. You’ll need to create two separate accounts if you need one for your business.

    • Can a merchant and customer account share an email address?

      Yes. The same address can be used to create both. However, they will not be connected.

  • Can I use my mMoney Wallet online?

    Not yet! Right now, we’re focusing on the in-store shopping experience, but stay tuned for news on new features.

  • Can I use mMoney outside of Barbados?

    mMoney is exclusive to Barbados at this time. We’re working with the relevant bodies to bring the service to more territories in the future. Stay connected with our website and social media pages for news and announcements.

  • Can I send money to another country with mMoney?

    mMoney was built for Barbados. We’re starting on home turf first. While it won’t stop working if you travel, there are currently no cash-out points or mMoney Merchants beyond our shores (yet).

  • Is there an mMoney referral program?

    Yes, you can invite others to download the mMoney app. Go to settings, click “Invite friends”, then share via Whatsapp, Facebook, Instagram or email. mMoney periodically offers exclusive promotions for Wallet users with a high number of referrals.

Security

  • How secure is mMoney?

    2FA, PIN locking and fingerprint locking are the industry-standard features we use to keep your wallet secure. You can rest easy knowing you’ve got full control.

  • What happens if I lose my smartphone?

    We’ve got you covered. With the latest security features, mMoney provides peace of mind to ensure your funds are always safe.

mMoney App

Manage it all on the go with the mMoney Wallet app. Available on

For Everyone

Download the app and sign up for your wallet for a better way to pay, send and receive money.

For Business

Allow your business to grow by making the sales process simple, secure and easy for you and your customers.